Beyond the outbreak: how CIBA Namibia members can help farmers build financial resilience during FMD

Namibia's foot-and-mouth disease outbreak has disrupted livestock sales, slaughter and exports far beyond //Kharas, and for many farmers income has stopped while costs continue. This guide shows CIBA Namibia members how to assess a farming client's cash runway, model scenarios, approach lenders early, record FMD costs and check the tax position, and, once the crisis passes, how to build a farm that can withstand the next shock. It includes a farm risk register for client conversations.