You did everything right. You qualified, complied, built a practice, earned client trust. Then a regulation told you no, not because you lack skill, but because the list was already full.

That moment triggers something familiar: defensiveness, frustration, disbelief. Not logic, instinct. The same instinct that freezes systems in time, protects incumbents, and treats new capability as a threat rather than a resource.

This article explores why Regulation 67 draws its line where it does, how that line affects real practices and real income, and why the tension you feel isn’t personal, it’s structural.

If you’ve ever been blocked by a rule that couldn’t justify itself, you’ll recognise this story immediately.

Most people don’t think in ratios or IFRS terms; they think in plans, people, and paydays. This article shows how to turn financial data into clear, practical insights that clients and managers can understand and act on. By adding context, using plain language, and linking every number to a decision, accountants can move beyond reporting results to helping businesses grow and succeed.